Account holders to update their CKYC No./KRA/Valid Mobile no. and Email id and Account No. in Demat accounts.
World Investor Week October 06-12, 2025 celebrated under aegis of IOSCO and SEBI.
Update " Choice of Nomination " for ease of Investments in your Demat accounts.
Update 6 KYC elements - Name ,PAN, Aadhaar, Income range, mobile no., email id and also, correct Bank account details to avoid hassle in operating Demat accounts.
Ensure "validated" KYC done by DP, Broker, Mutual fund associates for timely investment.
Use URL https://smartodr.in/login for Demat related grievances.
Avail SMS alert facility to prevent unauthorised transactions in your Demat Accounts
Update "Choice of Nomination" w.r.t. Demat Accounts
Receive alerts directly from NSDL on your registered mobile, for transactions in your Demat Accounts
For any grievances related to Demat Services click on URL https://smartodr.in/login
KYC done through SEBI registered intermediary (Broker, DP, Mutual Funds etc.) is one time process to approach any other intermediary
KYC is one time exercise while dealing in securities markets (Click for more details)
Service Charges / Locker Rents & Deposits Rates Revised
Bank through Mobile/Net banking for free NEFT/RTGS/IMPS fund transfers.
Now avail benefits of RuPay Platinum on RuPay Debit Card
Rate of interest on NRE /NRO and FCNR Deposits
Revised Interest Rates W.e.f. 26.01.2026
| Period | NRE / NRO | |
|---|---|---|
| MIP / FDR / RD /QIRP | ||
| Individual | Sr citizen | |
| 12 months – 15 months | 6.40% | 7.00% |
| 15 months 1day to 15 month 29 days | 7.00% | 7.30% |
| 16 months -24 months | 6.80% | 7.20% |
| 25 months -36 months | 6.65% | 7.15% |
| Above 3 years -5 years | 6.60% | 7.10% |
| Above 5 years -7 years | 6.40% | 6.75% |
| Above 7 years -10 years | 6.40% | 6.75% |
FCNR Deposit rates applicable from 19.9.2026 are as follows
| 1 year to less than 2 years | 2 years to less than 3 years | 3 years to less than 4 years | 4 years to less than 5 years | 5 years | |
|---|---|---|---|---|---|
| USD | 4.80% | 4.15% | 4.00% | 4.00% | 4.00% |
| GBP | 4.50% | - | - | - | - |
| EUR | 2.50% | - | - | - | - |
Minimum amount accepted for FCNR deposit are as follows:
USD : USD 1000
GBP : GBP 1000
All the above deposits are accepted in multiple of foreign currency of 500.
Lock in period 1 year.
Premature withdrawal is not permitted up to 1 year.
Disclaimer
ENROUTING TO A THIRD PARTY WEBSITE
By choosing to click on this option, viewers will be prompted to third party links, and NKGSB Bank page will disappear and viewers will automatically leave the Bank's page. Needless to state, these links are meant for informative easy gateway. The NKGSB Bank do not have any operative hold over any third party web site or its material. Hence our bank cannot be held accountable for the contents or any material of these third party web sites.
So it is pertinent to note that NKGSB Bank do not undertake the responsibility of any nature what so ever related to warranties, expressions, representations, in any form either express or implied, related to such third party links or web sites or any material or information contained therein.
Viewers be noted that these third party web sites may have their own views, opinions, angles and different policies about security & other aspects which may differ from NKGSB Bank. It is always advisable that viewers do essentially review such privacy or security policies and be cautious always before sharing your personal or confidential information at your own risk and NKGSB Bank will not be responsible for any loss of what so ever nature or misuse of information if any in future.
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